Janet Terrell
Assistant Vice President - Mortgage Lending Manager

Candy Rose
Mortgage Loan Specialist

Pattye Morris
Mortgage Loan Specialist

With interest rates at historically low levels, now is the perfect
time to consider refinancing your home loan or buying the
home you've been dreaming of owning. We offer FHA, VA,
and conventional loans and also a wide range of non-conforming
products. Loan terms range from 10 - 30 years and most
programs offer you the option of fixed or adjustable rates.

We are dedicated to providing you with the right loan for your
situation. We want you to feel good about working with
First South Mortgage Services.

Mortgage Application