A Health Savings account, HSA, works in conjunction with a High Deductable Health Care plan. You cannot have a HSA unless you are under a High Deductable plan. Employers that offer a high deductible health care plan, as opposed to a
co-payment/drug card plan, typically have lower insurance premiums. Employers and employees have tax advantages
with the deductible plans and they reduce administrative costs.
With FSB Insurance as our partner, we can sell the High Deductible
Insurance plan and open the individual HSA'S all with personal visits to our customers. The individual's
HSA account is set up at the bank as an interest bearing checking account, complete with a debit card, internet banking,
and electronic statements. All Deposits are FDIC insured.
Learn more about Health Savings Accounts today!